How to Get a Motorcycle with Less Than Perfect Credit

The experience of shopping for a motorcycle is fun and exciting. Just the thought of the wind in your hair, the open road in front of you, and bugs in your teeth from the widest smile you’ve ever had on your face are enough to make people go a little crazy with anticipation and excitement. For a lot of people, motorcycles stand for freedom, and that’s one of the reasons they’re so popular. That, and the fact that they’re just fun to ride.

Also, motorcycles are typically not a primary mode of transportation for most people, so there’s a little less riding on the purchase transaction than when buying a car. Many riders already have a primary vehicle, so the motorcycle is mostly for fun. While owning a car can also be fun, there’s a certain amount of responsibility and practicality that go along with a purchase like that. Buying a motorcycle is different. Owning a bike is just for you, just because you want it.

But what if you have bad credit?

There are lots of motorcycle dealerships in North Carolina that would be happy to sell you a new or used motorcycle. But what if you have bad credit? What if you’ve made bad decisions in the past that have impacted your credit score? What if you’ve suffered a job loss or gone through a divorce that had unexpected consequences on your finances? Will you even be able to get a motorcycle loan from anyone?

Maybe not, if you’re shopping at a traditional motorcycle dealership. So then what?

How about trying in-house financing for a motorcycle instead?

In-house financing is a common method of obtaining a loan these days, and in-house motorcycle financing dealerships are the way to go for people with less than perfect credit. These dealerships are set up to provide their own loans to people who may not be able to get a loan through a bank or traditional motorcycle dealership. This ability to offer in-house financing is what sets these dealers apart from other dealerships in North Carolina and makes them a great option for someone with bad credit who’s looking to buy a new ride.

In-house motorcycle financing dealerships were started with people with bad credit in mind. Their purpose is to make the purchase of a motorcycle possible and affordable for those who’ve had credit challenges in the past. Most traditional motorcycle dealerships focus on your credit history and credit score. However, when you apply for in-house financing for a motorcycle, the dealership doesn’t look at your past but at your future. In-house motorcycle financing dealerships work with people with all types of credit, including those with no credit at all. Many of these dealerships even have special programs to help people establish credit if they have none.

At an in-house financing dealership, the dealership doesn’t just hand out the money. It has the flexibility to tailor the loan to your specific situation, varying the terms, interest rate, and length of the loan as necessary to fit your budget. And because the entire process is handled within the dealership, you’ll make your payments to the dealership, too.

极速赛车彩票网站 is North Carolina’s #1 in-house motorcycle financing dealership.

If you’re hoping to buy a motorcycle but have less than perfect credit, 极速赛车彩票网站 is the place to start your journey. Serving Raleigh and the surrounding cities of Durham, Henderson, Youngsville, Cary, Chapel Hill, Garner, Knightdale, Oxford, and Wake Forest, 极速赛车彩票网站 was started in 2008 by motorcycle professionals who wanted to share their passion for motorcycles with others. They made a conscious decision to focus on getting people onto used motorcycles rather than new. Used bikes are typically more affordable and a better choice for those who want or need to save money, or those who are just getting started riding. 极速赛车彩票网站 carries a large inventory of used motorcycles of all types: dirt bikes, street bikes, and cruisers. They carry the best brands, too, including Harley-Davidson, Honda, Kawasaki, and Suzuki.

极速赛车彩票网站 offers more than just great selection, however. 极速赛车彩票网站 also offers in-house motorcycle financing. They work with people like you every day - people who have less than stellar credit scores. They make the motorcycle-buying process easy by handling all the paperwork for you. Not only that, but they talk with you, too, to determine what your current financial situation is like and help you figure out how much motorcycle you can afford. Then, when you’re ready, they’ll steer you to the bikes that fit within your budget.

You can start the process before walking into the dealership.

You can get pre-qualified for in-house financing for a motorcycle before you ever visit 极速赛车彩票网站 in person. Their online application takes just minutes to fill out, and you’ll have an answer within minutes, as well. So when you walk into 极速赛车彩票网站 for the first time, you’ll have the confidence that you’ll be riding out on your “new” used bike in no time.

Here’s what you need to bring with you.

极速赛车彩票网站 will need a few pieces of information from you, so make sure you bring them when you come to pick out your bike.

• Proof in income - they need to see what you earn each month.
• Proof of identification - they need to know you are who you say you are.
• Proof of residency - they need two items here that show where you live. These are usually utility or cell phone bills.
• Proof of insurance - required if you’re looking for a street bike (on-road vehicles that require a North Carolina-issued license plate).
• Reference list - the name, address, and phone number of six people who can vouch for you.
• Down payment - if a down payment is required, they accept cash, debit, and credit cards (Visa and MasterCard) only.

Enjoy the ride!

Getting in-house motorcycle financing is easy at 极速赛车彩票网站. They help you through the entire process. Stop by their showroom in Raleigh today to get started picking out the motorcycle you’ve always dreamed of owning. Now get out there and enjoy the ride!